All agents are NOT alike! Find out why we are top real estate experts. Call us: 314-504-3212. We sell a house every 2 days!

Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
Find Out More >
View All Offers >

"You did a great job!"
I feel one of the most imortant things you can do is return a phone call as soon as possible, and you did so. I see very little room for improvement
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Jim and Kate Potterfied is one of The Top Selling Real Estate Experts™
Find Out More >

See the nation's top rated reports for Schools in St Louis City, South County and Affton >

Coming Soon
Find Out More >

Welcome > Resources > Special Offers > Affiliates ...

Check Out These Special Offers From Our Affiliates!

Just for you from the affiliates of our web site! Please take advantage of the following special offers...

Coming Soon

Find Out More >

School Reports in St Louis City, South County and Affton, Missouri

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in St Louis City, South County and Affton

Financing Your Home >Who Pays the Points

When home buyers shop for financing, they must consider two important factors--the interest rate and the points. Each point is equal to one percent of the mortgage amount. If you are selling a home, the buyers may ask you to share the points with them.

The buyer usually pays the points. But if the offer is attractive and will give you the amount you want, paying one or more points might be a good idea. When a contract is presented, your real estate agent will go over the price and terms to help you calculate the net price you will receive. If the offer isn't strong enough or has risky contingencies, you might make a counter offer to increase your profit on the sale by eliminating the points from your selling costs or by increasing the price to help you absorb additional costs you will pay.

In some cases, buyers with limited cash may need some assistance from the sellers to make the transaction work. Your real estate agent will help you look at the total picture and the buyer's overall qualifications, so that you can make a decision based on the bottom line.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What Oscar-winning 1999 Best Picture about two neighboring American families was filmed in the interior of two actual homes located 12 miles apart?
A	"American Beauty," starring Kevin Spacey and Annette Bening.
See More Real Estate Trivia >

Jim and Kate Potterfied, REALTOR®, real estate agents and broker for St Louis City, South County and Affton, Missouri home listings, property and land for sale - NUMBER1EXPERT™

Jim and Kate Potterfield
RE/MAX Results
6407 Hampton Ave
St. Louis, MO 63109
Phone: 314-504-3212
Fax: 314-352-7655
Office: 314-352-7770
Email: jimpotterfield@NUMBER1EXPERT.com
Email: jpotterfield@hotmail.com
Hi! We're Jim & Kate Potterfield and we are eager to help you achieve your Real Estate goals. We want you to be happy with our service, We have 3000+ happy customers-we want you to be one too! Our office manager, Tammy Sessler will ensure that your transaction is handled to your satisfaction. Our motto is" Experience... the difference!

www.jimpotterfield.com is brought to you by Jim and Kate Potterfied
NUMBER1EXPERT™ in real estate for St Louis City, South County and Affton, Missouri, first time home buyers, single family homes

Read Jim and Kate Potterfield's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge